Lending Programs — Liuver Sanudo
Private Lending Programs

Your Capital.
Real Returns.
Real Assets.

Three private lending structures for serious capital partners. Every program is backed by real property, structured for consistent returns, and built around deals that close.

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Program 01
Steady
Income Fund
All Deal Types · Long-Term
12%
/ yr
Annualized Return · Paid Quarterly
How it works
  • Capital is invested into Liuver's deals — fix & flips and buy & hold properties
  • 12% annualized return paid every quarter — consistent, no matter what
  • Returns never stop even between deals — steady income always continues
  • Long-term open structure — you control the exit with 2 months advance notice
Investor Protection
  • Secured against the property via recorded lien
  • Liuver ensures sufficient equity in each asset before deployment
  • Cross-collateralization available on strong deals with limited equity
vs. Fix & Flip: The flip can earn slightly more, but income stops between projects. This program pays 12% continuously — no gaps, no waiting.
Open-Ended · 2-Month Exit Notice
Program 02
Fix &
Flip
Short-Term · Project-Based
10%
APR
On Capital Deployed
+10%
Profit share on
net flip proceeds
How it works
  • 10% APR on the full loan amount for the duration of the project
  • At close, 10% of net profit is split with the lender — you share the upside
  • If the deal has no profit, no profit split is taken — principal fully protected
  • Fast, recycled capital — each project is its own self-contained deal
Investor Protection
  • Secured against the flip property itself
  • Personal guarantee by Liuver Sanudo on the full principal
  • Worst case: no profit split, 100% principal protection enforced
3 – 9 Month Cycles
Program 03
Buy & Hold
Equity
Long-Term · Equity Partnership
10%
/ yr
Annualized · Quarterly or Annual
+10%
Permanent equity
stake in the asset
How it works
  • 10% annualized return paid quarterly or annually throughout the hold
  • Minimum position: $100,000+ equity stake in the property
  • At Year 5: principal returned + full equity position paid out
  • After year 5, your 10% equity stake remains — passive ownership, no obligation
  • Equity pays out when the operator sells — or if we refinance again, 10% of equity is paid out at that time
Investor Protection
  • Equity ownership formally documented in the asset
  • Cash flow distributions throughout the full 5-year hold
  • Post year-5 equity held indefinitely until your exit decision
5-Year Hold · Equity Held Indefinitely

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